About This Project
Hello, my name is Jacob Heckman and i am a victim of identity theft!
I am 26 years old and i go to Ivy Tech Community College.
In my youth i was a big church person and i went to a baptist church in new haven daily for prayer and contemplation, i also helped out with people who needed my help for anything, often asking for nothing in return!
Ever since i was little i have always had the dream of having a house of my own, a place where i can set my own rules and i can return to after a long day.
Over the years this dream has grown substantially with every passing year, i wanted this more than anything in the world.
When i finally started working on how the whole process works and how to acquire a loan i made a shocking discovery, my credit was destroyed! It began with a walk to the local bank where after asking about the loan programs they offer they did a basic check to find out what programs i may be eligible for and that was when i was informed it would be impossible to give me a loan and when i asked why they told me my credit was so low i wouldn't even be able to borrow a hundred bucks let alone 10 grand. So i went online and requested my credit report to find to my horror that there were close to fifteen charges on my report for rather large sums of money i was told i owed, the problem was non of them were mine!
I had never borrowed in my life and i never set up any accounts in my name willingly since i did not have a place of my own.
It turns out my mom and her drug addict boyfriend had put bills and utilities in my name and had not payed them off, i was left with the mess and over the years i have been able to eliminate most of the debt i am told i owe but sadly this did not come without a price.
My credit score was destroyed, the dream of owning my own home was no longer a possibility. Maybe someday i might be able to clean everything up but that day is a long way off, it might never happen considering i can't even open a line of credit to fix what happened. All i can do is explain my situation and hope each company agrees with me.
If i could open a line of credit i could establish a good solid payment history but due to my credit that is not possible...
The really sad part is that i had 500 bucks set aside for a down payment on an apartment that i needed to cash into the bank that i kept in a bible, but sadly that money was gone before i could blink. My mom's boyfriend went through my room while i was at the store and he stole it for drug money.
Over the past few years i have been traveling around the country and in this time i have helped numerous people with problems of their own, such as a broken computer or need a hand in the garden. I have always believed in karma and i still do which is why i am going to ask something kind of bold.
All i am asking for is a dollar, a simple dollar to help my dream come true!
I mean i figure what do i have left to loose, besides my dream! If no one sends any money then i suppose i will just have to work hard and maybe when i turn 40 or 50 i might be able to afford a decent home, but until then i will be extremely lucky if i can get an apartment with the score i have.
The truth is i make very little money and as long as i attend college full time and spend most of my time in the gym i won't be able get a better arrangement, in simple terms i am stuck until i get my diploma!
I don't expect much, nor do i ask for more but i figure if there are enough kind and generous people in the world then maybe... just maybe i can have my dream.
I think... no i feel the most important thing in life is being able to live your dream, if even for just a few moments.
Which is why i am asking for your help.
If you have ever been a victim of identity theft then you know the emotional and psychological trauma it can cause, so if you are able to find it in your heart to give even just a dollar then i will be eternally grateful, if you cannot then i understand. God Bless you.
Truth be told i am hoping for 10 grand for a good down payment but i am of course grateful for however much i do get from this, whatever amount i make will be placed into a savings account and i will add my own money to it and hopefully someday soon it will be enough for a decent place to live. My plan is to purchase a house in the 55 to 60 grand range since that will be sufficient for my needs, most of them are two bedroom and that would be perfect to get a roommate!
If you want to know more about me feel free to check out my Facebook Page!
https://www.facebook.com/JacobHeckman26
Also feel free to check out my youtube page for more information
http://www.youtube.com/user/Jheckman1986
If you have no money to donate woudl you consider visitng my blog and clicking on an ad there, it pays little but every little bit helps!
http://money106.blogspot.com/
My Ebay Page
http://myworld.ebay.com/jheckman19862012
P.S. i have made a video that sadly i was nervous to do because the emotion behind this is overwhelming but i managed to accomplish it for the most part... I am sorry if it is not the highest quality, my camera setting was off by a few points but i had already made it and i have no skill ro experience in video editing.
*Update 1* I updated the text on this page after i realized asking for the amount i was asking for is outrageous, obviously ten grand is pushing ti as it is but since i cannot change it i may have to remake this page in another fundraiser and delete the current one!
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Thank you and god bless!!
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