Hello, my name is Jacob Heckman and i am a victim of identity theft!
I am 26 years old and i go to Ivy Tech Community College.
In my youth i was a big church person and i went to a baptist church in new haven daily for prayer and contemplation, i also helped out with people who needed my help for anything, often asking for nothing in return!
Ever since i was little i have always had the dream of having a house of my own, a place where i can set my own rules and i can return to after a long day.
Over the years this dream has grown substantially with every passing year, i wanted this more than anything in the world.
When i finally started working on how the whole process works and how to acquire a loan i made a shocking discovery, my credit was destroyed! It began with a walk to the local bank where after asking about the loan programs they offer they did a basic check to find out what programs i may be eligible for and that was when i was informed it would be impossible to give me a loan and when i asked why they told me my credit was so low i wouldn't even be able to borrow a hundred bucks let alone 10 grand. So i went online and requested my credit report to find to my horror that there were close to fifteen charges on my report for rather large sums of money i was told i owed, the problem was non of them were mine!
I had never borrowed in my life and i never set up any accounts in my name willingly since i did not have a place of my own.
It turns out my mom and her drug addict boyfriend had put bills and utilities in my name and had not payed them off, i was left with the mess and over the years i have been able to eliminate most of the debt i am told i owe but sadly this did not come without a price.
My credit score was destroyed, the dream of owning my own home was no longer a possibility. Maybe someday i might be able to clean everything up but that day is a long way off, it might never happen considering i can't even open a line of credit to fix what happened. All i can do is explain my situation and hope each company agrees with me.
If i could open a line of credit i could establish a good solid payment history but due to my credit that is not possible...
The really sad part is that i had 500 bucks set aside for a down payment on an apartment that i needed to cash into the bank that i kept in a bible, but sadly that money was gone before i could blink. My mom's boyfriend went through my room while i was at the store and he stole it for drug money.
Over the past few years i have been traveling around the country and in this time i have helped numerous people with problems of their own, such as a broken computer or need a hand in the garden. I have always believed in karma and i still do which is why i am going to ask something kind of bold.
All i am asking for is a dollar, a simple dollar to help my dream come true!
I mean i figure what do i have left to loose, besides my dream! If no one sends any money then i suppose i will just have to work hard and maybe when i turn 40 or 50 i might be able to afford a decent home, but until then i will be extremely lucky if i can get an apartment with the score i have.
The truth is i make very little money and as long as i attend college full time and spend most of my time in the gym i won't be able get a better arrangement, in simple terms i am stuck until i get my diploma!
I don't expect much, nor do i ask for more but i figure if there are enough kind and generous people in the world then maybe... just maybe i can have my dream.
I think... no i feel the most important thing in life is being able to live your dream, if even for just a few moments.
Which is why i am asking for your help.
If you have ever been a victim of identity theft then you know the emotional and psychological trauma it can cause, so if you are able to find it in your heart to give even just a dollar then i will be eternally grateful, if you cannot then i understand. God Bless you.
Truth be told i am hoping for 10 grand for a good down payment but i am of course grateful for however much i do get from this, whatever amount i make will be placed into a savings account and i will add my own money to it and hopefully someday soon it will be enough for a decent place to live. My plan is to purchase a house in the 55 to 60 grand range since that will be sufficient for my needs, most of them are two bedroom and that would be perfect to get a roommate!
If you want to know more about me feel free to check out my Facebook Page!
Also feel free to check out my youtube page for more information
If you have no money to donate woudl you consider visitng my blog and clicking on an ad there, it pays little but every little bit helps!
My Ebay Page
P.S. i have made a video that sadly i was nervous to do because the emotion behind this is overwhelming but i managed to accomplish it for the most part... I am sorry if it is not the highest quality, my camera setting was off by a few points but i had already made it and i have no skill ro experience in video editing.
*Update 1* I updated the text on this page after i realized asking for the amount i was asking for is outrageous, obviously ten grand is pushing ti as it is but since i cannot change it i may have to remake this page in another fundraiser and delete the current one!
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